Agent 01
Data Quality Agent
Detects reconciliation gaps, anomalies, and data trust failures across source systems.
Outputs
- Reconciliation gap report
- Anomaly log with severity
- Trust score by data domain
Our tools
Our people, with proprietary tooling.
Decisions are made by the cabinet's CFOs and CPAs. But we built a CFO Intelligence Layer that makes the cabinet two gears faster than a typical CFO — here's what it does.
Where the tools sit.
The CFO Intelligence Layer is not a SaaS product — it is the cabinet's internal toolset.
Decision layer
The board and executive decisions in your business.
Cabinet judgement layer
Kalok & Partners CFOs and CPAs. All client-facing conclusions are owned here.
CFO Intelligence Layer
Our proprietary tools — seven specialised agents that surface the questions and signals a senior CFO would chase.
Source systems
Your ERP, GL, billing, payments, CRM. The tools never replace them.
Seven agents, seven specialised lenses.
Seven agents, seven specialised lenses.
Each agent maps to a question a senior CFO would ask. The cabinet reads the output, then makes the call.
Agent 02
CFO Analyst Agent
Drafts structured month-end commentary — thesis, drivers, what changed, what to do next.
Outputs
- Month-end thesis
- Top 5 driver narrative
- Variance explanation memos
Agent 03
Management Pack Agent
Assembles board-ready management pack drafts with consistent narrative across periods.
Outputs
- Board pack draft
- Monthly management pack draft
- Cross-quarter consistency check
Agent 04
Cost Control Agent
Surfaces cost drift, variance triggers, and margin protection signals.
Outputs
- Cost variance flags
- Margin bridge draft
- Working-capital signals
Agent 05
Growth Finance Agent
Maintains the unit economics view — LTV, CAC, payback, retention, channel ROI, cohort drift.
Outputs
- Cohort drift alerts
- Channel ROI ranking
- Customer profitability segmentation
Agent 06
Capital Readiness Agent
Tracks diligence-grade gaps against investor, lender, and acquirer criteria.
Outputs
- Capital-readiness scorecard
- Data room gap analysis
- Diligence narrative draft
Agent 07
Action Tracker Agent
Captures decisions made, owners, deadlines, and follow-through visibility.
Outputs
- Decision log
- Owner / deadline tracker
- Open-loop dashboard
Ask CFO
Example: ask the way a CFO asks.
This demo simulates how the cabinet uses the toolset. Ask the question a CFO would ask; the agent returns insight, numbers, explanation, and recommendation. Final call sits with our people.
Insight
Customer acquisition is profitable in aggregate, but two of five channels are running below capital efficiency thresholds, and a recent cohort is drifting on retention.
Explanation
Two channels are dragging blended efficiency: paid social (high CAC, weak repeat purchase) and a marketplace channel where contribution margin after fees is structurally lower. A retention drift in the most recent cohort suggests either onboarding regression or a segment-mix shift toward lower-quality acquisition.
Recommendation
Reallocate ~25–30% of paid social spend to the two channels currently above 3.0x LTV/CAC. Stand up a 90-day onboarding intervention against the Q-2 cohort. Track CAC payback weekly through the cabinet, not marketing, until blended payback returns under 10 months.
Numbers
- Blended LTV / CAC3.4xstable QoQ
- Blended CAC payback11 months+1.4 months YoY
- Channel A LTV / CAC1.6xbelow 3.0x threshold
- Channel D LTV / CAC2.1xbelow 3.0x threshold
- Q-2 cohort 90-day retention68%−6pp vs prior cohort
Tools accelerate the cabinet's judgement; they don't replace it. AI outputs are used internally as drafts. Every client-facing number and recommendation is owned by our people.