Kalok & Partners
Services

Five productised offerings — you know exactly what you're buying.

We don't sell consulting hours. We don't sell methodology. We sell named products with defined scope, defined deliverables, and defined timelines — so you know exactly which engagement to ask for.

Why 'products' rather than 'consulting'?

Traditional consulting sells hours and slides; clients often finish unsure what was delivered, in what timeframe, with what outcome. We invert that: every service has a clear scope, clear deliverables, a clear timeline — and a named senior CFO leading from our cabinet.

  • 01

    Scope — written into the contract.

  • 02

    Deliverables — nameable, verifiable.

  • 03

    Timeline — 4 weeks to 12 months, not 'depends'.

  • 04

    Lead — which senior CFO owns it, written down.

Five products

Five products

From a one-off diagnostic to long-term embedded support, by stage.

01 · CFO Diagnostic & Roadmap
Fixed scope · 4–6 weeks
Use this when

Founders and operators who sense something is off in finance but can't yet name it.

What's included
  • CFO Readiness Diagnostic across seven dimensions
  • Findings memo with risk and capital-readiness gaps
  • Prioritised 12-month roadmap
  • Verbal and written executive readout
02 · Embedded CFO
Monthly retainer · Monthly · 6–12 month minimum
Flagship
Use this when

Past bookkeeping and FP&A staffing, but cannot yet justify a full-time CFO. Flagship.

What's included
  • Senior CFO leads, supported by CPA and tax advisor
  • Monthly board / management pack ownership
  • Operating cadence: weekly leadership, monthly close, quarterly plan
  • Unit economics, margin, and cash-flow ownership
  • Investor / lender / acquirer support
03 · Growth Finance Sprint
Project · 3–6 months
Use this when

Revenue growing, margin compressing, no clear view on which channel, segment, or cohort is leaking.

What's included
  • Unit economics model with cohort architecture
  • Channel and segment ROI framework
  • Customer profitability and contribution analysis
  • Reallocation of growth spend toward defensible payback
04 · Capital Readiness Sprint
Project · 8–16 weeks
Use this when

Preparing for a fundraising round, debt facility, strategic transaction, or pre-IPO restructuring.

What's included
  • Diligence-grade financial model
  • Data room build and curation
  • Cap table and entity structure review
  • Management presentation coaching
05 · Cross-border Structure Review
Project · 4–8 weeks
Use this when

Multi-entity operations, structural optimisation, or stuck-on-tax restructuring.

What's included
  • Entity and group structure review
  • Transfer pricing posture and documentation review
  • Cross-border treasury and FX framework
  • Co-ordination with external tax counsel

How an engagement runs.

  1. 01
    Diagnostic

    Benchmark across seven dimensions; write up the gaps.

  2. 02
    Roadmap

    Agree the 12-month roadmap with leadership, sequenced by risk and capital impact.

  3. 03
    Embed

    Senior CFO operates inside the business; cabinet supports.

  4. 04
    Hand-off

    Documented systems, controls, reporting — handed to a future full-time CFO without rebuild.

Deliverables you can point to.

  • Reconciled financial data architecture
  • Board / management reporting pack
  • Operating P&L by segment, channel, or site
  • Unit economics model: LTV, CAC, payback, retention
  • Rolling 13-week cash flow
  • Internal control matrix and authority framework
  • Investor-grade financial model and data room
  • Capital structure and entity review

Start with a diagnostic.

The fastest way to know which product fits is the diagnostic — 4 to 6 weeks, fixed scope.